Health and Dental Group Insurance Options in Ontario

If you own your own business, you know how important it is to build a strong team of employees.  You can't do it all yourself. As you may also know, one of the best ways to attract and retain great people is by providing an attractive compensation plan that includes key benefits like health and dental insurance. For many families, those costs can add up over the course of a career, so having an employer that helps them handle those expenses is a huge selling point.

You may think your company is too small to be able to offer these types of group benefits, but fortunately that is not the case. At Continuum II Inc., we often put together full company employee benefits plans for organizations as small as one employee!  While the range of options in the marketplace is a little more limited for business with 1-5 employees, we are always able to put together several competitive quotes for consideration. And for companies with over 10 employees, the options in the marketplace get significantly more competitive.

In Canada, the insurance industry is made up of insurance Providers (such as Manulife, Blue Cross, Sun Life and Great West Life) and Brokers (such as Continuum II Inc.).  You can deal with an Agent who works exclusively for one Provider, or you can deal with a Broker, who deals with many.  Obviously the main benefit of dealing with a Broker is choice. Our ability to seek out the perfect plan for your needs and budget - no matter what insurance provider it comes from - is a huge advantage.  While that choice and cost savings often seem like the biggest advantage, there are actually others that are equally important, such as our personalized service, dedicated account manager, and the workload we completely lift off your business by essentially becoming your Benefits HR Department - that's where the true time and money savings add up!

So let's talk about the types of plan options that you could consider.  At Continuum II Inc., we have grouped the many offerings into some helpful tiers that we refer to as Bronze, Silver and Gold. As you'll see from the chart below, there are advantages to your employees in each tier, and it's important to note that these are not set in stone either. Any plan we create can be fully customized to meet your needs and budget.

So if you're ready to take your plan to attract and retain the best employees to the next level - with great benefits including health & dental - give us a call at Continuum II Inc. We'll put together the best plan for your team, and then take away all the workload associated with managing it.  It's a win-win!